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Buying a Home

This guide is provided to you from the Royal Institution of Chartered Survors

Choosing your property

Decide on the kind of property and location you want. You should look around several properties and get a feel for the market before you buy.

Agreeing the sale

Information Pack provided by the seller and you know what's included in the asking price.

Check you're keeping all the fixtures and fittings as listed in the property details
If you like the carpets, see if they're included too
You'll find furniture isn't usually included, unless it's specifically listed.
Your accepted offer is still subject to contract - which means the sale is agreed but isn't binding until you exchange. For the time being, either side can back out without facing legal charges.

Financing your property

If you haven't already got a mortgage in place, your next step is to find one - or make sure you have the money ready. Arranging a survey Ask an RICS member to conduct a survey of the property - for more information, see the section on surveys in this guide.

Instructing your solicitor/conveyancer

Speak to your solicitor or conveyancer once they're happy with the legal aspects of the property, and you have the finance in place, you can exchange contracts.

Exchange of contracts

When you exchange, you may have to pay a deposit of 10% of the agreed sale price. You complete when the rest of the money is transferred to the seller - then you can move in.

Completion

Collect keys from the seller's estate agent and instruct your removal firm.